Finance & Investment Multi-part Series

What Is P2P Lending & How Does It Work in India?

A comprehensive guide explaining the mechanics of Peer-to-Peer lending in India, how money flows through escrow accounts, and how lenders earn returns.

7 parts

~22 min total

Chirag Singhal

Start Reading — Part 1

All Parts

Finance & Investment May 4, 2026 · 4 min

What Is P2P Lending & How Does It Work in India?

A comprehensive guide explaining the mechanics of Peer-to-Peer lending in India, how money flows through escrow accounts, and how lenders earn returns.

#p2p lending#how it works#india

Finance & Investment May 4, 2026 · 3 min

NBFC-P2P Regulations & the August 2024 RBI Crackdown

A comprehensive guide to the RBI's regulatory framework for P2P lending in India, including the transformative August 2024 rule changes that banned guaranteed returns.

#rbi#nbfc-p2p#p2p regulations

Finance & Investment May 4, 2026 · 4 min

P2P Platform Reviews: LenDenClub, Lendbox, Faircent, LiquiLoans — A Head-to-Head Comparison

An in-depth review of India's major RBI-registered P2P lending platforms with real NPA data, fee structures, and investor experience analysis.

#lendenclub#lendbox#faircent

Finance & Investment May 4, 2026 · 4 min

P2P Lending Risk Analysis: NPA, Defaults, and Capital Erosion

Understanding default rates, NPA calculations, recovery mechanisms, and worst-case scenarios in Indian P2P lending with real data.

#npa#default rate#risk analysis

Finance & Investment May 4, 2026 · 4 min

How P2P Lending Income Is Taxed in India

A complete guide to the tax implications of P2P lending interest income in India, covering Section 194A, Income from Other Sources, advance tax, and ITR filing.

#p2p tax#income tax#section 194a

Finance & Investment May 4, 2026 · 3 min

P2P Lending vs Fixed Deposits vs Mutual Funds: The Ultimate Comparison

A research-backed comparison of P2P lending, bank FDs, and mutual funds in India covering returns, risk, liquidity, regulation, and portfolio allocation.

#p2p vs fd#p2p vs mutual fund#comparison

Finance & Investment May 4, 2026 · 4 min

How to Invest in P2P Lending Safely (If You Choose To)

A strategy guide for P2P lending in India covering diversification rules, portfolio allocation, red flags to watch for, and exit strategies.

#p2p strategy#diversification#investment strategy